Retail CBDC Usecases

The introduction of Retail Central Bank Digital Currencies (CBDC) marks a pivotal moment in the evolution of retail payments, addressing existing challenges and redefining the landscape. CBDCs, issued and regulated by central banks, promise to streamline and enhance retail transactions by leveraging digital innovation. This transformative shift introduces a range of benefits that will significantly improve the efficiency and accessibility of retail payments.

  • Instantaneous Transactions: CBDCs enable real-time settlement, eliminating the delays associated with traditional retail payment systems.
  • Reduced Transaction Costs: By cutting out intermediaries, CBDCs offer cost-effective transactions for both consumers and merchants.
  • Financial Inclusion: CBDCs promote broader financial inclusion by providing access to digital payment services for individuals who may not have access to traditional banking.


  • Enhanced Security: The use of advanced cryptographic techniques in CBDC transactions ensures a secure and fraud-resistant retail payment environment.
  • Cross-Border Transactions: CBDCs facilitate cross-border payments with increased speed and reduced costs, fostering global economic connectivity.
  • Privacy Controls: CBDCs can incorporate privacy features, allowing users to control the level of information shared during transactions, balancing privacy concerns with regulatory requirements.


Retail Central Bank Digital Currencies (CBDC) streamline retail payments, offering instant transactions, reduced costs, and global accessibility. Their use-cases include efficient cross-border transactions, enhanced security, and smart contract integration, marking a transformative impact on the landscape of retail payments.

Blockchain & AI Use Cases

Travel and Aviation

Study popular tourism destinations and improve your sales skills to successfully advise your clients on the best travel options.

Business Services

We consider all the drivers of change - from the ground up and we'll motivate and support you to make the change.

Consumer Products

Design repeatable growth models and innovation pipelines that generate new products with higher potential and lower risks of failure.